How does Florida's PIP no-fault system work?

Covers the no-fault mechanic in plain English, includes a full PIP coverage table (what's covered, what isn't, at what %), explains the EMC vs. Non-EMC distinction (the $7,500 difference most people don't know), the 14-day rule with a prominent warning box, the serious injury threshold with a two-column qualifying/non-qualifying grid, and notes the system's scheduled 2026 sunset.